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Income Tax Calculator
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Student Loan Calculator
Estimate monthly student loan payments, total interest and payoff time, and compare standard and extended terms.
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How to use this calculator
Enter your values. The result updates as you type; press Calculate to confirm and jump to the result on mobile. Use Share to send the calculator with your result.
How student loan payments work
Most loans use standard amortization: a fixed monthly payment that covers interest first and principal second (see the Amortization Calculator for the full schedule). The federal standard plan is 10 years; longer terms lower the payment but raise total interest a lot.
Frequently asked questions
What is the payment on $35,000 at 6.53% for 10 years?
About $398 a month.
About this tool
- Written by
- [Author: to be assigned]
- Reviewed by
- Expert review pending
- Last updated
- 31 Oct 2026
See our methodology and editorial policy. Think something’s off? Report an error with this tool.
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